DAILY NEWS FLOW FOR 29TH OF MAY 2025

Daily News Flow – May 29, 2025

Local News

✅ Naira Shows Stability as U.S. Dollar Gains
The Naira maintained stability in the informal market, trading around N1,615–N1,618 per U.S. dollar, while appreciating against other currencies. Market dynamics indicate growing investor confidence in CBN’s ongoing reforms as daily transactions hit an impressive half a billion dollars. Read more

✅ Senate Approves N1.8 Trillion for 2025 FCT Budget
The Federal Capital Territory Administration (FCTA) has received Senate approval for a N1.8 trillion statutory appropriation bill, aimed at funding ongoing projects and key development initiatives. Read more

✅ FG’s Series VI Sukuk Offer Oversubscribed by 735%
The Debt Management Office (DMO) has announced a record N2.205 trillion in subscriptions for the Federal Government’s Sovereign Sukuk program, reflecting 735% oversubscription since its launch in 2017. Read more

✅ Germany Expands Green Hydrogen Collaboration with Nigeria
Germany has committed to expanding technical cooperation with Nigeria on developing a green hydrogen supply chain, covering production, transportation, storage, and utilization. Read more

Company News

💰 Abbey Mortgage Bank to Raise N100 Billion for Commercial Banking Expansion
Abbey Mortgage Bank’s board has approved plans to raise N100 billion to transition from a primary mortgage institution to a regional commercial bank, aligning with CBN’s minimum capital requirement of N50 billion. Read more

⚠️ SEC Warns Against Silverkuun Investment Scheme
The Securities and Exchange Commission (SEC) has flagged Silverkuun Investment Cooperative Society as an unregistered financial scheme, urging investors to exercise caution. Read more

📈 CardinalStone Raises Unilever’s 2025 Target Price to N54.99
CardinalStone has revised Unilever Nigeria Plc’s target price to N54.99, up 18% from previous forecasts. The firm projects a 19.5% share price increase, backed by improved revenue, better cost management, and strengthened cash flow. Read more

International News

🌏 Asia-Pacific Markets Rally as U.S. Court Blocks Trump’s Tariffs
Asia-Pacific stocks surged after a U.S. federal trade court ruled against Trump’s reciprocal tariffs, with South Korea’s Kospi rising 1.89% and Kosdaq climbing 1.03%. Read more

📊 Dow Futures Jump 500 Points as Nvidia Beats Earnings Expectations
Stock futures soared after a court blocked Trump’s tariffs, while Nvidia’s earnings exceeded forecasts, boosting S&P 500 futures by 1.66%, Nasdaq by 2%, and Dow futures by 1.42%. Read more

🏆 Gold Prices Drop After U.S. Court Decision on Tariffs
Gold hit a one-week low, trading at $3,268 an ounce, following a U.S. court ruling against Trump’s Liberation Day tariffs, which weakened its safe-haven appeal. Read more

BREAKING: FG’s Series VI Sukuk Offer Oversubscribed by 735%, Hits Record N2.205 Trillion!

 

 

Nigeria’s capital market has witnessed unprecedented investor confidence, as the Federal Government’s Series VI Sukuk recorded a 735% oversubscription, attracting a record-breaking N2.205 trillion in subscriptions.  

This massive interest highlights the growing appeal of ethical investments and the government’s commitment to infrastructure development**. The funds raised will be used to construct and rehabilitate roads and bridges across Nigeria’s six geopolitical zones and the Federal Capital Territory (FCT).  

Why This Matters for Investors  

✅ Strong Market Confidence: The oversubscription signals high investor trust in Nigeria’s economic reforms.  

✅ Infrastructure Growth: Your investments contribute to nationwide development, improving connectivity and economic activity.  

✅ Stable Returns: Sukuk bonds offer semi-annual income payments, making them a secure investment option.  

📞 Call/WhatsApp +2348161102425 to learn how you can leverage this opportunity and invest in Nigeria’s thriving capital market!   

Why You Should Invest in FCMB Stocks Now

 

The Nigerian stock market is buzzing, and FCMB Group Plc is one of the standout opportunities for investors looking to maximize returns. With a strong financial performance, consistent growth, and strategic expansion, FCMB is positioned for long-term profitability.  

Why Invest in FCMB Now?  

✅ Strong Growth Potential: FCMB’s stock has gained over 43% in the past year, showing resilience and upward momentum.  

✅ Affordable Entry Price: At ₦9.70 per share, FCMB remains undervalued compared to competitors, making it a great buy.  

✅ Dividend Payouts: Investors benefit from consistent dividends, with a recent payout of ₦0.55 per share.  

✅ Expanding Market Presence: FCMB continues to grow its financial services, including **investment banking, asset management, and stockbroking, ensuring diversified revenue streams.  

✅ Strong Financial Performance: The company reported a profit of ₦32.23 billion in Q1 2025, reflecting solid earnings growth.  

How to Get Started  

📞 Call/WhatsApp +2348161102425 for expert guidance on securing your FCMB shares today! Let’s help you maximize your investment potential in Nigeria’s thriving capital market. 🚀 

Navigating Nigeria’s Bullish Market: Why You Should Stay Invested

The Nigerian stock market is experiencing a strong upward trend, with experts forecasting a 39% gain in 2025. Banking stocks, consumer goods, and industrial sectors are leading the charge, fueled by recapitalization efforts and new equity listings. 

As an investor, this is the perfect time to reassess your portfolio and take advantage of the market’s momentum. With six Nigerian stocks already surpassing 20% growth this year, strategic investments could yield impressive returns. 

What Should You Do Next?

- Review Your Portfolio: Ensure your investments align with the current market trends.

- Leverage Expert Insights: Our team is here to provide tailored recommendations.

- Stay Ahead of the Curve: The market is moving fast—don’t miss out on key opportunities.

📞 Call/WhatsApp - +2348161102425 us today to discuss how you can maximize your returns in this bullish market! Let’s make 2025 a year of financial growth. 🚀

"Treasury Bills vs. Commercial Paper: Which is the Smart Money Move?"

         

 There are various money market instruments that have securitized such that investors can invest in them on an arm’s length bases.

Two of these instruments are Treasury Bills and Commercial papers. While these two instruments have many similarities, they also differ is some fundamental ways. Below is a table comparing the two: 

 

FGN Savings Bonds vs. Treasury Bills: Which Is Right for You?

Investing in government securities is one of the safest ways to grow your money, but with options like FGN Savings Bonds and Treasury Bills, it’s important to understand their differences. While both are backed by the Federal Government of Nigeria (FGN), they serve different purposes, have different investment structures, and cater to different types of investors.

So, which one should you consider? Let’s break it down.

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What Are FGN Savings Bonds?

FGN Savings Bonds are designed for individual investors who want a safe, predictable way to earn income. They are issued by the Debt Management Office (DMO) and provide quarterly interest payments, making them great for people who need steady cash flow.

Key Features of FGN Savings Bonds

✔ Tenure: Typically 2 to 3 years
✔ Interest Payments: Paid quarterly (every three months)
✔ Entry Point: Minimum investment of ₦5,000, with increments of ₦1,000
✔ Fixed Returns: The interest rate is fixed, meaning you know exactly how much you’ll earn
✔ Non-Tradable: Once you invest, you hold it until maturity—you can’t sell it on the secondary market

Example of FGN Savings Bond Investment

Let’s say you invest ₦50,000 in a 3-year FGN Savings Bond with an interest rate of 10% per annum.

• You’ll earn ₦5,000 annually, but instead of receiving it all at once, you get ₦1,250 quarterly.
• After 3 years, you’ll receive ₦50,000 back plus all the interest earned over time.

This type of bond is perfect for individual investors, retirees, or anyone looking for a steady source of passive income.

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What Are Treasury Bills?

Treasury Bills (T-Bills) are short-term securities issued by the Central Bank of Nigeria (CBN) to control money supply and raise funds for the government. Unlike FGN Savings Bonds, Treasury Bills do not pay periodic interest—they are sold at a discount, and investors make their profit when the full value is paid at maturity.

Key Features of Treasury Bills

✔ Tenure: Usually 91 days, 182 days, or 364 days
✔ Sold at Discount: Instead of paying interest, T-Bills are sold below face value, and investors earn the difference when it matures
✔ Higher Entry Point: The minimum investment is ₦50 million at auctions, but retail investors can buy smaller units through banks and brokers
✔ Tradable: Investors can sell Treasury Bills on the secondary market before maturity

Example of Treasury Bill Investment

Suppose you buy a ₦1,000,000 Treasury Bill with a discounted price of ₦900,000 and a tenure of 364 days.

• You pay ₦900,000 upfront, and at maturity, the government pays you ₦1,000,000.
• Your profit is ₦100,000, which effectively serves as your interest return.

Treasury Bills are great for institutional investors, companies, and individuals who need quick, secure investment options.

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FGN Savings Bonds vs. Treasury Bills: Quick Comparison

Feature	FGN Savings Bond	Treasury Bill
Tenure	2–3 years	91–364 days
Entry Point	₦5,000+	₦50 million (auction), lower via banks
Interest Payment	Quarterly	Paid at maturity (discount method)
Tradability	Not tradable	Can be sold before maturity
Best For	Individuals, retirees, passive investors	Corporations, institutional investors, short-term investors

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Which One Should You Choose?

• If you want steady quarterly income and a lower entry point, go for FGN Savings Bonds.
• If you prefer short-term gains and liquidity, Treasury Bills are your best bet.

Both options are low-risk investments backed by the Nigerian government, so they’re ideal for preserving wealth.

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Take Action Today!

Investing wisely is key to growing your wealth. Whether you're just starting or looking for ways to diversify your portfolio, government securities like FGN Savings Bonds and Treasury Bills offer safe, guaranteed returns.

👉 Need expert guidance? Reach out on WhatsApp at +2348161102425, and let's help you choose the best investment strategy for your financial goals!

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FGN Bond vs. FGN Savings Bond: Which One Is Right for You?

If you're looking to invest in Nigerian government securities, you've probably come across two major options: FGN Bonds and FGN Savings Bonds. While they might sound similar, they serve different purposes and cater to different types of investors. Let’s dive in and break them down in the simplest way possible—so that by the end of this article, you’ll know which one fits your financial goals best.

First, What Are Bonds?

Think of bonds as an IOU from the government. When you buy a bond, you're essentially lending money to the government, and in return, they promise to pay you interest over time and return your money at the end of the bond’s term.

Now, let’s compare the two types:

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FGN Bond: For Big Investors and Institutions

FGN Bonds are long-term government securities with maturities ranging from 2 years to 30 years. They are designed for institutional investors, high-net-worth individuals, and those who want to invest large sums.

Key Features of FGN Bonds

• Higher investment amounts: Typically, the minimum investment is ₦50 million for competitive bids in auctions.
• Floating or fixed interest rates: Most FGN Bonds pay semi-annual interest (every six months).
• Tradable on the secondary market: Investors can sell their bonds before maturity on the Nigeria Stock Exchange or FMDQ Securities Exchange.

Example of FGN Bond Investment

Imagine you’re an investment firm with ₦100 million to invest. You purchase an FGN Bond with a 10-year maturity and an 8% annual interest rate. You’ll earn ₦8 million in interest yearly, split into ₦4 million paid every six months. If you need cash before the 10 years are up, you can sell your bond on the secondary market.

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FGN Savings Bond: For Everyday Nigerians

FGN Savings Bonds are designed to be affordable and accessible to regular individuals. They typically have maturities of 2 to 3 years, making them ideal for small investors who want a safe place to grow their money.

Key Features of FGN Savings Bonds

• Low entry point: You can invest with as little as ₦5,000, and additional investments can be made in multiples of ₦1,000.
• Fixed interest rates: Interest is paid quarterly, providing a steady income stream.
• Not tradable: Unlike FGN Bonds, FGN Savings Bonds cannot be sold before maturity.

Example of FGN Savings Bond Investment

Let's say you invest ₦50,000 in a 3-year FGN Savings Bond with an annual interest rate of 10%. That means you’ll earn ₦5,000 per year, but instead of getting it all at once, you’ll receive ₦1,250 every three months. After three years, you’ll also get back your original ₦50,000 investment.

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So, Which One Should You Choose?

• If you’re an individual looking for a safe investment with a steady income stream, FGN Savings Bond is your best bet.
• If you're an institution or a high-net-worth investor needing higher returns and liquidity, FGN Bonds are a great option.

Both bonds are safe investments, backed by the full faith of the Federal Government of Nigeria. Whether you’re saving for the future or managing large sums of money, these bonds provide a reliable way to grow your wealth.

Take Action Today!

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Investing wisely is key to growing your wealth. Whether you're just starting or looking for ways to diversify your portfolio, government securities like FGN Savings Bonds and FGN Bonds offer safe, guaranteed returns.

👉 Need expert guidance? Reach out on WhatsApp at +2348161102425, and let's help you choose the best investment strategy for your financial goals!

"Have you invested in FGN Bonds or FGN Savings Bonds before? What was your experience like?"

Let’s chat in the comments!

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